Terms and Conditions

Women and Money Montréal
Last updated: December 17 2025.

1. Acceptance of Terms
By accessing or using the Women & Money Montréal website (“Website”), services, programs, events, content, or community platforms (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”).
If you do not agree with these Terms, please do not use our Services.

2. About Women and Money Montréal
Women and Money Montréal (“WMM,” “we,” “us,” or “our”) is a community-driven platform focused on financial education, professional development, and connection for women and allies.
WMM provides educational content, events, discussions, and resources intended to support informed decision-making—not personalized financial, legal, or tax advice.

3. Educational Purpose – No Professional Advice
All content provided through WMM—including workshops, webinars, events, written materials, social media, newsletters, and discussions—is for educational and informational purposes only.
Nothing provided by WMM constitutes:
● Financial advice
● Investment advice
● Legal advice
● Tax advice
● Accounting advice
You are responsible for consulting qualified professionals before making financial, legal, or business decisions.

4. Memberships, Events, and Payments
a. Memberships
Some Services may require registration or paid membership. Membership benefits, pricing, and inclusions are subject to change at our discretion.
b. Events
Event tickets are generally:
● Refundable up to 48 hours before event date/time, unless otherwise stated
● Transferable, unless otherwise stated
WMM reserves the right to:
● Modify event formats, speakers, dates, or locations
● Cancel events due to unforeseen circumstances
If an event is cancelled by WMM, refund policies will be communicated clearly.

5. Community Conduct
WMM is a respectful, inclusive, and professional community.
By participating in our Services, you agree to:
● Treat others with respect
● Avoid harassment, discrimination, or harmful behavior
● Refrain from spam, solicitation, or unauthorized promotions
We reserve the right to remove content, suspend access, or revoke memberships without refund if conduct violates these standards.

6. Intellectual Property
All content on the Website and across WMM platforms—including text, graphics, logos, videos, presentations, and materials—is the intellectual property of Women & Money Montréal or its licensors, unless otherwise stated.
You may not:
● Reproduce, distribute, or sell content without written permission
● Use WMM branding or materials for commercial purposes without authorization
Personal, non-commercial use is permitted.

7. User-Generated Content
If you submit content (comments, posts, testimonials, images, or feedback), you grant WMM a non-exclusive, royalty-free right to use, reproduce, and share that content for community, marketing, or educational purposes.
You confirm that:
● You own or have rights to the content you submit
● Your content does not violate any third-party rights
8. Third-Party Links and Services
Our Services may include links to third-party websites or tools. WMM does not control or endorse these external services and is not responsible for their content, policies, or practices.
Use third-party services at your own risk.

9. Limitation of Liability
To the fullest extent permitted by law, Women & Money Montréal shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
● Use of or reliance on our Services
● Participation in events or community activities
● Decisions made based on educational content
All Services are provided “as is” without warranties of any kind.

10. Privacy
Your use of the Website and Services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.
11. Changes to These Terms
We may update these Terms from time to time. Updates will be posted on this page with a revised “Last updated” date.
Continued use of our Services after changes constitutes acceptance of the updated Terms.

12. Governing Law
These Terms are governed by the laws of the Province of Québec and the laws of Canada applicable therein, without regard to conflict of law principles.

13. Contact Information
For questions regarding these Terms, please contact:
Women and Money Montréal
📧 Email: info@womenandmoneymtl.org
🌐 Website: https://womenandmoneymtl.org